Financing

Experience Flexible Financing with Affirm at KAOS OFFROAD

At KAOS OFFROAD, we're excited to offer our customers a convenient and transparent way to finance their off-road gear purchases. Partnering with Affirm, we provide an easy-to-understand financing option that fits your budget and lifestyle.

Instant Credit Decisions for Hassle-Free Shopping

  • Choose Affirm at checkout and provide some basic information for a real-time credit decision. This process is secure and won't impact your credit score.

Flexible Payment Plans to Suit Your Budget

  • Select from 3, 6, or 12-month payment plans. Your APR, based on creditworthiness, is straightforward and easy to understand, ensuring no surprises.

Transparent Pricing with No Hidden Fees

  • With Affirm, what you see is what you pay. Your monthly payment is fixed, and all interest charges are shown upfront for full transparency.

FAQs

What is Affirm? Affirm is an innovative financing alternative, offering a more transparent and fair solution than traditional credit cards. It allows for monthly payments for online purchases at checkout and is committed to honesty and simplicity in financing.  https://www.affirm.com/how-it-works

How does Affirm work?

  1. Select “Pay With Affirm” at checkout.
  2. Fill in a few personal details. Your information is safe and secure.
  3. Receive a credit decision instantly.
  4. Review and confirm your loan terms and monthly payment options.
  5. Confirm your loan online.

Eligibility and Fees

  • Eligible items will display an Affirm icon on our product pages.
  • Affirm shows your exact monthly payment upfront, with no hidden or annual fees.

Interest Rates and Credit Checks

  • Affirm loans have a simple interest rate between 0-36% APR.
  • A "soft" credit check is performed, which doesn’t affect your credit score.

Making Payments

  • Affirm reminds you of upcoming payments via text and email.
  • Payments can be made through ACH transfer, debit card, or check.

Returns and Refunds

  • Follow our standard return policy for items purchased with Affirm. Refunds are processed accordingly, and any payments made are credited back.

Contacting Affirm

  • For any inquiries about your Affirm account, reach out to their dedicated team at https://helpcenter.affirm.com/us/s/contact-us

Note: Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license. For licenses and disclosures, see affirm.com/licenses. For example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR or 4 interest free payments of $200 every 2 weeks.

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