Kaos Financing

Financing Made Easy

Get the parts, upgrades, and accessories you want now with flexible financing options from Snap Finance and Affirm at Kaos Offroad.

Whether you’re building out your truck, Jeep, UTV, or audio system, financing can help you break up the cost and get what you need faster.

Financing Options

Snap Finance

Snap Finance gives customers another easy way to finance qualifying purchases. It’s a great option for shoppers looking for flexible approval paths and manageable payment options.

Affirm

Affirm lets eligible customers split purchases into clear payment options at checkout. You’ll see your payment terms up front, so there are no surprises along the way.

How It Works

  1. Shop the products you want on Kaos Offroad.
  2. Add eligible items to your cart.
  3. Choose Snap Finance or Affirm at checkout.
  4. Complete the financing application or approval process.
  5. Review your payment terms and finish your purchase.

Why Finance With Kaos Offroad?

  • Fast and easy checkout options
  • Financing available on eligible purchases
  • Great for off-road parts, truck upgrades, wheels, tires, lighting, and audio gear
  • Real shop support if you need help

Need Help?

Questions about financing or your order?

Call Kaos Offroad at 817-996-4246

We’ll help point you in the right direction and answer any questions we can.

Important Notes

Financing availability, approvals, rates, terms, and payment options are determined by Snap Finance and Affirm, not Kaos Offroad. Eligibility may vary based on the customer, purchase amount, and each provider’s approval process.

For full financing terms, disclosures, and payment details, customers should review the information presented directly during checkout by the financing provider.

Affirm Information

What is Affirm?

Affirm is an innovative financing alternative, offering a more transparent and fair solution than traditional credit cards. It allows for monthly payments for online purchases at checkout and is committed to honesty and simplicity in financing.

https://www.affirm.com/how-it-works

How does Affirm work?

  1. Select “Pay With Affirm” at checkout.
  2. Fill in a few personal details. Your information is safe and secure.
  3. Receive a credit decision instantly.
  4. Review and confirm your loan terms and monthly payment options.
  5. Confirm your loan online.

Eligibility and Fees

  • Eligible items will display an Affirm icon on product pages.
  • Affirm shows your exact monthly payment upfront, with no hidden or annual fees.

Interest Rates and Credit Checks

  • Affirm loans have a simple interest rate between 0–36% APR.
  • A “soft” credit check is performed, which does not affect your credit score.

Making Payments

  • Affirm reminds you of upcoming payments via text and email.
  • Payments can be made through ACH transfer, debit card, or check.

Returns and Refunds

  • Follow our standard return policy for items purchased with Affirm.
  • Refunds are processed according to our return policy, and any payments made are credited back as applicable.

Contacting Affirm

For any inquiries about your Affirm account, reach out to their dedicated team at:

https://helpcenter.affirm.com/us/s/contact-us

Disclosure

Rates from 0–36% APR. Payment options through Affirm are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. CA residents: Loans by Affirm Loan Services, LLC are made or arranged pursuant to a California Finance Lenders Law license. For licenses and disclosures, see affirm.com/licenses. For example, a $800 purchase could be split into 12 monthly payments of $72.21 at 15% APR or 4 interest-free payments of $200 every 2 weeks.